By using Future You, you agree to these terms. Please read them — they're written to be clear, not to hide anything.
Future You is a personal finance awareness tool. It helps you understand your safe daily spending amount based on your balance, upcoming bills, and income cycle.
Future You is not a financial advisor and does not provide investment, tax, or legal advice. "Safe to Spend" is an estimate based on the information you provide — it is not a guarantee.
You are responsible for maintaining the accuracy of the information you enter (balance, bills, income). Future You's calculations are only as accurate as the data you provide. We are not responsible for financial decisions made based on the app's estimates.
Bank connections are powered by Plaid Technologies, Inc. By connecting your bank, you also agree to Plaid's End User Privacy Policy. We access only read-only balance and account data — we cannot move money or make transactions on your behalf.
You agree not to:
Future You is provided "as is" without warranties of any kind. We are not liable for any financial decisions made based on the app's estimates, or for any interruption or loss of service.
Our total liability for any claim related to the app is limited to the amount you paid to use it in the past 12 months (which, if you use the free version, is $0).
We may update these terms from time to time. We'll note the date of the last update at the top of this page. Continued use of the app after changes constitutes acceptance of the updated terms.
These terms are governed by applicable law. Any disputes will be resolved through good-faith negotiation first, then binding arbitration if needed.
Questions about these terms?
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